Mortgage, rent and protection options during the Coronavirus pandemic

Ready to start your process?

Enquire about a mortgage with our affordability form. No imprint on your credit score.

Will not affect credit score

Updated: 12 May 2020

Following the announcement from the Government, we wanted to reassure you that the team at Clever Mortgages are here to support you with any mortgage or protection advice needs.

We want to make sure you’re kept up-to-date with what’s going on regarding mortgages, protection, support available for businesses and your finances in general. This page includes a hub of official guidance, which may be worth bookmarking so all information is easily available.

We’re here to talk to you about your mortgage and protection options – and discuss any concerns you may have. There’s lot of information out there about mortgage holidays, rental payments and the support available for businesses and self-employed workers.

Regular updates are being made regarding the measures that are being put in place to reduce the impact Coronavirus will have on people and businesses. Below are links to official websites which provide the most up-to-date information regarding:

You may also be wondering about the protection options available surrounding Coronavirus, such as:

  • Why life insurance is important and how it should cover coronavirus
  • Why Income Protection (PHI) is important and how it should cover coronavirus
  • Why critical illness is important and how it’s unlikely it will cover coronavirus

Read our latest guidance on protection 

Whatever your query, just get in touch and we’ll discuss all available solutions based on your circumstances.

Most importantly though, ensure you and your household keep safe and well. Full NHS guidelines, including how to stop the spread and symptoms to look out for can be found here.

We’re here to support all our customers and their families during this challenging period.


Clever Mortgages is now part of Oak Mortgages Limited.

Don’t worry, you’ll still be looked after by the same friendly, experienced team you know and trust. We’re here to guide you every step of the way on your mortgage journey.

👉 Discover more about us at www.oakmortgages.co.uk or see what our happy clients are saying on Google Reviews.

Posted on Google Google
sunday ifenkwe profile picture
sunday ifenkwe
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
They were very very professional and always willing and ready to respond to all my queries, guided me through this process simlessly. I am happy I used their services. I will also like to give a special appreciation to Vicki Redley she was very great and an amazing individual as she guided me all through the process.
Posted on Google Google
Ifenkwe Grace profile picture
Ifenkwe Grace
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Well so far the experience with you guys has been pretty great
Posted on Google Google
Hannah Vivian profile picture
Hannah Vivian
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Recently had Abby as our broker, who was super friendly and made the process smooth and easy. Thank you
Posted on Google Google
Stephen Dowding profile picture
Stephen Dowding
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
My experience of Oak Mortgages has been unfailingly amazing. Abby is WONDERFUL at her job: super-kind, expert and patient and a huge credit to the company.
Posted on Google Google
G S profile picture
G S
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
From the very first contact through (what was a complex and hugely frustrating conveyancing process), to the day of completion, Oak Mortgages were the shining light that got us through. Sarah and her team were brilliant. They were responsive, caring, empathetic, knowledgeable, professional, and human at each and every stage. We are so grateful that we used Sarah and Oak Mortgages and highly recommend them to anyone wanting to guarantee that authentic, trustworthy approach from professionals who care. A top class act - 5 ⭐️⭐️⭐️⭐️⭐️
Posted on Google Google
DOBO and the Foodies profile picture
DOBO and the Foodies
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Awesome service, helped me at every step on a journey I never thought at 50 I could make! Sarah is amazing available whenever I needed her highly recommend
Posted on Google Google
Caoimhe Clarke profile picture
Caoimhe Clarke
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Thank you to Abby and the admin team at Oak Mortgages who have been fantastic in helping me secure a remortgage on my property. From my first phone call to Abby I was filled with confidence and the experience with the team was brilliant, especially when other companies involved were not so brilliant the Oak Mortgage team pulled out all the stops to make sure completion happened. I would highly recommend this company and will use their services in the future. Thank you again.
Posted on Google Google
Lisa Zuccotti profile picture
Lisa Zuccotti
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent company to deal with , very efficient and caring ensured all our needs where met . Highly recommended.
Posted on Google Google
Reece Baird profile picture
Reece Baird
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
claire.geraghty Amazing lady, helped me all the way to the finish line! Highly recommend!
Posted on Google Google
graham draper profile picture
graham draper
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent service and advice throughout the whole process making for a very straightforward experience with special thanks to Abby and Ashleigh.
Verified by Trustindex
Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Skip to content