Clever Mortgages & PayPlan
“Working together to help you”
Clever Mortgages have partnered with PayPlan to provide a FREE service to help and support customers who may be worried about recent interest rate rises or who may be coming off a fixed rate mortgage this year. Clever Mortgages can also help customers who are looking to purchase a property or remortgage for various purposes.
One of our specialist team can discuss your requirements and help you understand any options available to you.
- Specialist Advice in getting mortgages where other advisors can’t
- Looking at new rates with your existing lender
- Consolidating debts to make one payment per month
- Purchase and home mover solutions
- Access to a comprehensive range of mortgages for a range of financial scenarios
- Access to specialist lenders, not only those on the High Street, including Buy to Let and Equity Release
If you want to discuss this further you can chat with us here, you can also request a call back or you are welcome to call us on
0800 197 0504.
Speak to a mortgage broker now
There is so much jargon when it comes to mortgages.
Our mortgage advisors are experienced in all types of mortgages and can explain everything to you in a simple and easy to understand manner. We will also do the mortgage application for you! For a free no obligation phone call to discuss your situation, complete the form.
- Valuable knowledge, through years of experience helping customers
- Bad credit / poor credit experts
- Find the right mortgage first time
- Some mortgages are only available through a broker
- Help with the application process
- Advice on all options available, such as help to buy, guarantor or shared ownership
Case Study
Client came to Payplan to enquire in relation to a debt plan, they had missed a few payments on their unsecured debts and their mortgage had just gone on Standard Variable Rate.
The were struggling now to maintain their mortgages, car finance and various unsecured debts.
Client’s mortgage was on interest only with no repayment vehicle in place.
Our team secured the client a new mortgage with a high street lender saving the client £112 per month from the standard variable rate. The Mortgages was now on a repayment product meaning the client is now clearing the capital and interest unlike before where they were just clearing the interest.
It has also made it more affordable for the client to manage their unsecured debt.
| Balance | Payment p/m | Rate | Term | |
|---|---|---|---|---|
|
Previous Mortgage |
£78,969 |
£710 |
7.00% |
15 Years |
|
Unsecured debts |
£5,317 |
£88 |
Various |
Various |
|
Car Finance |
|
£277 |
|
|
|
New Mortgage |
£80,000 |
£597.46 |
4.16% |
15 Years |
