• Lower Monthly Cost

  • Release Funds Tied Up in your Home

  • Find a Fixed or Variable Rate Deal

At Clever Mortgages we specialise in matching your Remortgage needs with a specialist lender

Get Quick Expert Advice and Decisions

We work with specialist mortgage lenders to meet YOUR needs

All financial circumstances considered including:

  • CCJs, Defaults, Missed Payments
  • Even if you’re in a DMP
  • Had an IVA
  • Or have previously been bankrupt

How quickly can I remortgage?

Complete a quick enquiry form and one of our experts will get back to you ASAP!

I have bad credit; will I be able to remortgage?

Don’t despair! At Clever Mortgages, we understand there can be lots of reasons for a poor credit profile. We work with partners who are well placed to assist with most credit profiles, whilst providing a high level of customer service.

Bad credit never means bad service – We’ll make sure your remortgage is tailored for you!

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We consider all financial circumstances and are experts in Remortgaging with financial difficulties

Find your remortgage with the Clever Experts Today with a Free Consultation *

Our Quick and Simple form takes just a moment to complete and does NOT affect your credit score

* A fee would only become payable if you decided to go ahead with a mortgage application

A man and woman embrace as they look at a laptop together and decide to remortgage

There are remortgages to suit most people’s situations, even with a bad credit score

Your past Credit History could be the result of CCJs, mortgage defaults, IVAs or bills that have been paid late. It could be that you’re self-employed or that you simply haven’t built up a credit history yet.

Whatever the reason, we look at every case individually, without judgement and with the aim of finding you a remortgage option suitable for your circumstances.

Also, our enquiry form only takes a couple of moments to complete, meaning you can speak to one of our experts for free in no time!

Find the Bad Credit Remortgage for you