Whatever your needs, we will help get the right mortgage for you.

First time buyer

First time buyer key

Buying your first home is an exciting time. But there are lots of things to think about. We can help you get over the first hurdle of securing your mortgage, getting you into your new home as soon as possible.

Buy to let

BTL For Rent sign

When purchasing a buy to let investment property, you won’t be able to take out a standard mortgage as you won’t be living in the house yourself. We can help get the right BTL mortgage for your circumstances.


Remortgage house

Whatever your situation, Remortgaging your property might be a good option for you. You might want to get a better deal on your property or need to raise money quickly. Our remortgage options can help you to achieve this.

Home mover

Home Mover sold sign

Whether you’re moving location, stepping up the property ladder or downsizing, there’s a lot to consider when moving home. Getting your mortgage doesn’t have to be the hard part.

Bad credit

Bad credit icon

A poor credit history can make it difficult to get a mortgage, but it shouldn’t make it impossible. If you have bad credit or have struggled to get a mortgage elsewhere then we will still consider your application.

Secured loans

Secured loans icon

If you’re looking to borrow a large sum of money, you might want to consider borrowing this against the value of your property. This can be used to fund a number of things including home improvements, holidays or consolidating debt.

Debt consolidation

Debt Consolidation

Combining all your debt into one loan can help to better manage your money. The loan is then used to close your other financial accounts. With all your money in one place you will only have one interest rate to keep track of.

Second home

second home icon

If you’re looking to buy a second home with a mortgage then you might face some challenges. We can help you through this process to get the best second home mortgage option for your situation.

Equity release

equity release icon

Homeowners over the age of 55 are able to borrow money held in the value of their property. This allows you to receive a tax-free lump sum that won’t need paying back until you die or go into full-time care.

Why Clever Mortgages

Why Clever Mortgages?

Clever Mortgages can help source the right mortgage for you, whether you’re a first time buyer, moving home or looking for a buy to let property. We can also help you get a mortgage if you have a bad credit history. We are also authorised and regulated by the Financial Conduct Authority (FCA) and adhere to the Treating Customers Fairly (TCF) guidelines, so you can be confident that we will treat you with integrity and only offer you products that meet your needs.

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